Welcome to the Institute on Aging Benefits Website
All the information you need to choose and use your benefits
Enroll or Make Changes
Learn about when and how you can make changes to your benefits.
New to Institute on Aging?
Start here to learn about your 2024-25 benefits.
Plan Costs
Get details on your monthly benefit costs.
The Difference Card
Institute on Aging has partnered with The Difference Card to help you save money on out-of-pocket medical expenses.
The Difference Card works like a credit card to offset copays and deductibles an employee may incur through their insurance plan. The Difference Card helps an employee pay towards and obtain reimbursement for such out-of-pocket costs as office visits, emergency room visits, deductibles and coinsurance expenses.
To use The Difference Card you must be enrolled in one of our Kaiser or UHC medical plans. For details, review the member kit and summaries.